Our insurance law specialists are active across the insurance value chain in Sub-Saharan Africa and provide the highest quality advisory and dispute resolution services to some of the region’s leading (re)insurers and policyholders.

Our complete range of advisory services covers policy wording review and drafting, structuring of arrangements between parties to ensure compliance with complex insurance regulation, insurance product development, insurance portfolio reviews, support through the placement of deal‑specific cover (including warranty and indemnity, and tax and contingent risks) and incident (claim) related advice.

We provide guidance to (re)insurers, brokers, underwriting management agencies, industry bodies and the insurance regulator itself, on insurance-related regulatory, compliance and governance issues. Our strong relationships with financial services regulators across the continent, combined with a deep knowledge of local regulations and business conditions underpins the incomparable value we offer in this space.

Virtually all corporate transactions and activities include complex insurance elements, either by virtue of the parties being in this highly regulated industry or concerning the risks insured against. In some instances, insurance may be the dominant feature in a matter, such as when an insurance portfolio is transferred from one service provider to another, or a coverage issue and dispute arises in relation to a claim. In other cases, insurance may form a smaller but no less vital component, whether in relation to a sale or purchase agreement in a cross-border M&A transaction wherein warranties and indemnities or tax liabilities are insured, or in terms of the regulatory approvals that might be required.

We seamlessly integrate insurance law specialists, whose market experience coupled with the team’s solid appreciation of the client and sector, into deal teams. This leads to tailored support on intricate, high-value transactions such as acquisitions and investments, financing and tax.

We offer a full range of insurance dispute resolution support, with deep coverage, defence and enforcement capabilities across all sectors where risk is inherent. We also have dispute experience in all specialist insurance lines, including financial, aviation, marine, data and cyber, environmental, construction and engineering, healthcare, manufacturing, mining and telecommunications, among others.

Our dedicated insurance specialists work closely with our M&A, finance, corporate investigations, employment, real estate and tax colleagues, offering clients the broadest range of insurance legal services reinforced by genuine sector expertise.